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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,231 | $138,102+42.8% | $125,381+57.3% | $134,532+46.6% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -12.86% | 750.73%-763.6pp | 572.31%-585.2pp | 418.27%-431.1pp |
| Employer contribution / active EE | $5,237 | $5,245-0.2% | $4,815+8.8% | $4,741+10.5% |
| Participant deferral / active EE | $12,928 | $7,801+65.7% | $7,448+73.6% | $6,401+102.0% |
| Admin fee / account holder | $15,673 | $11,568+35.5% | $10,007+56.6% | $11,429+37.1% |