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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,026 | $148,623+55.4% | $135,974+69.9% | $139,466+65.6% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 19.69% | 79.30%-59.6pp | 68.30%-48.6pp | 373.66%-354.0pp |
| Employer contribution / active EE | $5,281 | $5,246+0.7% | $4,859+8.7% | $4,754+11.1% |
| Participant deferral / active EE | $12,509 | $8,103+54.4% | $7,760+61.2% | $6,712+86.4% |
| Admin fee / account holder | $1,000 | $12,406-91.9% | $10,767-90.7% | $11,409-91.2% |