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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,837 | $82,630-57.8% | $64,105-45.7% | $125,389-72.2% |
| Participation rate | 47.6% | 75.9%-28.2pp | 68.2%-20.6pp | 83.2%-35.6pp |
| Annual return | -1.92% | 1489.72%-1491.6pp | 791.24%-793.2pp | 282.24%-284.2pp |
| Employer contribution / active EE | $1,069 | $2,671-60.0% | $1,820-41.3% | $4,866-78.0% |
| Participant deferral / active EE | $2,357 | $3,608-34.7% | $2,822-16.5% | $5,352-56.0% |
| Admin fee / account holder | $14,615 | $6,382+129.0% | $4,499+224.8% | $9,541+53.2% |