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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,123 | $106,918-52.2% | $84,021-39.2% | $152,897-66.6% |
| Participation rate | 59.1% | 75.2%-16.2pp | 69.0%-9.9pp | 82.5%-23.4pp |
| Annual return | 24.67% | 105.01%-80.3pp | 71.32%-46.7pp | 345.43%-320.8pp |
| Employer contribution / active EE | $1,450 | $2,735-47.0% | $1,984-26.9% | $4,764-69.6% |
| Participant deferral / active EE | $1,897 | $4,012-52.7% | $3,239-41.4% | $5,851-67.6% |
| Admin fee / account holder | $2,443 | $8,288-70.5% | $6,102-60.0% | $11,599-78.9% |