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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,613 | $102,663-49.7% | $86,216-40.1% | $139,466-63.0% |
| Participation rate | 57.1% | 74.5%-17.4pp | 69.0%-11.8pp | 80.3%-23.2pp |
| Annual return | 14.78% | 1924.52%-1909.7pp | 1169.42%-1154.6pp | 373.66%-358.9pp |
| Employer contribution / active EE | $1,362 | $3,035-55.1% | $2,382-42.8% | $4,754-71.3% |
| Participant deferral / active EE | $2,232 | $4,677-52.3% | $3,986-44.0% | $6,712-66.7% |
| Admin fee / account holder | $12,497 | $8,663+44.3% | $6,853+82.4% | $11,409+9.5% |