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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,306 | $111,785-38.9% | $93,669-27.1% | $145,877-53.2% |
| Participation rate | 52.6% | 74.2%-21.6pp | 68.7%-16.1pp | 80.3%-27.7pp |
| Annual return | 21.95% | 203.79%-181.8pp | 133.59%-111.6pp | 551.28%-529.3pp |
| Employer contribution / active EE | $1,266 | $3,096-59.1% | $2,424-47.8% | $4,663-72.9% |
| Participant deferral / active EE | $1,894 | $4,919-61.5% | $4,416-57.1% | $6,691-71.7% |
| Admin fee / account holder | $3,417 | $10,256-66.7% | $8,291-58.8% | $13,402-74.5% |