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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $73,867+35.1% | $143,770-30.6% | $68,498+45.7% |
| Participation rate | 71.4% | 66.7%+4.8pp | 80.3%-8.9pp | 67.9%+3.5pp |
| Annual return | -28.91% | 1.01%-29.9pp | -0.04%-28.9pp | -7.84%-21.1pp |
| Employer contribution / active EE | $3,205 | $3,184+0.6% | $4,951-35.3% | $2,596+23.4% |
| Participant deferral / active EE | $5,700 | $3,384+68.4% | $5,638+1.1% | $4,027+41.5% |
| Admin fee / account holder | $11,096 | $5,755+92.8% | $14,673-24.4% | $5,403+105.4% |