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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,086 | $85,171+9.3% | $172,753-46.1% | $72,976+27.6% |
| Participation rate | 55.7% | 70.1%-14.3pp | 82.6%-26.9pp | 69.5%-13.8pp |
| Annual return | 22.48% | 27.32%-4.8pp | 803.00%-780.5pp | 81.02%-58.5pp |
| Employer contribution / active EE | $2,255 | $3,324-32.2% | $5,144-56.2% | $2,440-7.6% |
| Participant deferral / active EE | $3,483 | $3,260+6.8% | $5,198-33.0% | $3,608-3.5% |
| Admin fee / account holder | $6,643 | $5,880+13.0% | $13,956-52.4% | $5,124+29.6% |