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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,451 | $75,962+8.5% | $154,108-46.5% | $64,173+28.5% |
| Participation rate | 49.3% | 70.4%-21.1pp | 83.0%-33.7pp | 69.6%-20.2pp |
| Annual return | 0.00% | 30.32%-30.3pp | 735.21%-735.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,210 | $3,350-34.0% | $5,298-58.3% | $2,381-7.2% |
| Participant deferral / active EE | $3,224 | $3,175+1.5% | $5,081-36.5% | $3,470-7.1% |
| Admin fee / account holder | $13,584 | $5,589+143.1% | $13,411+1.3% | $4,887+177.9% |