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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,287 | $81,358-18.5% | $155,556-57.4% | $80,959-18.1% |
| Participation rate | 53.1% | 66.3%-13.1pp | 78.2%-25.1pp | 67.7%-14.5pp |
| Annual return | 16.31% | 33.39%-17.1pp | 64.84%-48.5pp | 35.67%-19.4pp |
| Employer contribution / active EE | $1,578 | $3,106-49.2% | $4,675-66.2% | $2,757-42.8% |
| Participant deferral / active EE | $1,937 | $3,455-44.0% | $5,631-65.6% | $4,300-55.0% |
| Admin fee / account holder | $1,127 | $7,994-85.9% | $15,885-92.9% | $6,925-83.7% |