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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,819 | $125,237+19.6% | $105,608+41.9% | $145,877+2.7% |
| Participation rate | 34.8% | 77.7%-42.9pp | 75.3%-40.5pp | 80.3%-45.5pp |
| Annual return | 15.46% | 225.76%-210.3pp | 116.50%-101.0pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,014 | $3,720-72.8% | $3,167-68.0% | $4,663-78.3% |
| Participant deferral / active EE | $4,172 | $5,711-26.9% | $5,010-16.7% | $6,691-37.6% |
| Admin fee / account holder | $27 | $17,287-99.8% | $11,028-99.8% | $13,402-99.8% |