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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,334 | $104,251-45.0% | $91,004-37.0% | $147,586-61.2% |
| Participation rate | 20.0% | 78.2%-58.2pp | 75.6%-55.6pp | 82.8%-62.8pp |
| Annual return | 21.50% | 27.06%-5.6pp | 4.60%+16.9pp | 578.59%-557.1pp |
| Employer contribution / active EE | $430 | $3,116-86.2% | $2,456-82.5% | $4,876-91.2% |
| Participant deferral / active EE | $2,010 | $4,195-52.1% | $3,548-43.3% | $5,439-63.0% |
| Admin fee / account holder | $0 | $8,948-100.0% | $5,417-100.0% | $10,886-100.0% |