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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,300 | $118,708+6.4% | $98,920+27.7% | $158,982-20.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 17.26% | 372.49%-355.2pp | 196.47%-179.2pp | 302.99%-285.7pp |
| Employer contribution / active EE | $5,043 | $3,334+51.2% | $2,689+87.5% | $4,763+5.9% |
| Participant deferral / active EE | $10,853 | $5,089+113.3% | $4,245+155.7% | $5,983+81.4% |
| Admin fee / account holder | $1,296 | $10,134-87.2% | $6,643-80.5% | $11,252-88.5% |