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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,371 | $105,867-17.5% | $90,760-3.7% | $134,532-35.1% |
| Participation rate | 33.3% | 78.3%-44.9pp | 75.7%-42.4pp | 81.2%-47.9pp |
| Annual return | -18.36% | -10.99%-7.4pp | -12.16%-6.2pp | 418.27%-436.6pp |
| Employer contribution / active EE | $1,673 | $3,464-51.7% | $2,922-42.7% | $4,741-64.7% |
| Participant deferral / active EE | $3,648 | $5,217-30.1% | $4,565-20.1% | $6,401-43.0% |
| Admin fee / account holder | $0 | $13,936-100.0% | $8,444-100.0% | $11,429-100.0% |