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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,240 | $127,387-26.0% | $115,038-18.1% | $125,389-24.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.99% | 31.28%-32.3pp | 26.14%-27.1pp | 282.24%-283.2pp |
| Employer contribution / active EE | $10,405 | $5,166+101.4% | $4,608+125.8% | $4,866+113.8% |
| Participant deferral / active EE | $6,316 | $6,423-1.7% | $6,026+4.8% | $5,352+18.0% |
| Admin fee / account holder | $3,482 | $9,516-63.4% | $8,175-57.4% | $9,541-63.5% |