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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,614 | $135,956-20.1% | $123,894-12.3% | $273,972-60.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 4.71% | 56.63%-51.9pp | 47.52%-42.8pp | 41.46%-36.7pp |
| Employer contribution / active EE | $8,979 | $5,170+73.7% | $4,617+94.5% | $4,869+84.4% |
| Participant deferral / active EE | $8,873 | $6,343+39.9% | $5,984+48.3% | $5,287+67.8% |
| Admin fee / account holder | $1,575 | $9,817-84.0% | $8,357-81.1% | $10,133-84.5% |