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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,100 | $82,674+4.1% | $125,381-31.3% | $68,486+25.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -11.73% | -5.97%-5.8pp | 572.31%-584.0pp | -7.85%-3.9pp |
| Employer contribution / active EE | $9,412 | $3,382+178.3% | $4,815+95.5% | $2,597+262.5% |
| Participant deferral / active EE | $10,177 | $6,111+66.5% | $7,448+36.6% | $4,028+152.7% |
| Admin fee / account holder | $24,197 | $6,277+285.5% | $10,007+141.8% | $5,404+347.8% |