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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,280 | $150,445-25.4% | $136,297-17.6% | $147,585-23.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.26% | 1049.14%-1035.9pp | 5156.16%-5142.9pp | 578.57%-565.3pp |
| Employer contribution / active EE | $9,515 | $5,256+81.0% | $4,696+102.6% | $4,876+95.1% |
| Participant deferral / active EE | $7,733 | $6,631+16.6% | $6,247+23.8% | $5,439+42.2% |
| Admin fee / account holder | $6,311 | $10,906-42.1% | $9,244-31.7% | $10,885-42.0% |