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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $42,602 |
PARALLEL ADVISORS LLC3+ years Service code 26 · EIN 20-4420591 | Advisory (Participants) | $41,415 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; D... | $4,463 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO.,INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,304 | $55,453+346.0% | $170,435+45.1% | $62,293+297.0% |
| Participation rate | 97.2% | 66.4%+30.8pp | 83.6%+13.6pp | 69.5%+27.7pp |
| Annual return | 12.17% | 21.38%-9.2pp | 205.94%-193.8pp | 28.90%-16.7pp |
| Employer contribution / active EE | $7,801 | $2,164+260.5% | $5,432+43.6% | $2,042+282.0% |
| Participant deferral / active EE | $5,609 | $2,303+143.6% | $4,939+13.6% | $3,169+77.0% |
| Admin fee / account holder | $700 | $455+53.9% | $13,881-95.0% | $479+46.1% |