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| Provider | Service type | Compensation |
|---|---|---|
PARALLEL ADVISORS LLC7+ years Service code 26 · EIN 20-4420591 | Advisory (Participants) | $77,699 |
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 26 · EIN 34-1479833 | Advisory (Participants) | $38,622 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $842 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,087 | $95,415+196.7% | $185,851+52.3% | $85,851+229.7% |
| Participation rate | 95.8% | 68.8%+27.0pp | 81.7%+14.1pp | 69.3%+26.5pp |
| Annual return | 10.54% | 23.59%-13.1pp | 122.11%-111.6pp | 318.63%-308.1pp |
| Employer contribution / active EE | $7,655 | $3,314+131.0% | $5,168+48.1% | $2,565+198.4% |
| Participant deferral / active EE | $7,344 | $3,424+114.5% | $5,569+31.9% | $3,952+85.8% |
| Admin fee / account holder | $909 | $7,215-87.4% | $16,245-94.4% | $6,261-85.5% |