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| Provider | Service type | Compensation |
|---|---|---|
PARALLEL ADVISORS LLC5+ years Service code 26 · EIN 20-4420591 | Advisory (Participants) | $53,810 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $44,558 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $2,182 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,420 | $85,171+232.8% | $172,753+64.1% | $72,976+288.4% |
| Participation rate | 96.8% | 70.1%+26.7pp | 82.6%+14.2pp | 69.5%+27.3pp |
| Annual return | 18.51% | 27.32%-8.8pp | 803.00%-784.5pp | 81.02%-62.5pp |
| Employer contribution / active EE | $8,426 | $3,324+153.5% | $5,144+63.8% | $2,440+245.3% |
| Participant deferral / active EE | $7,087 | $3,260+117.4% | $5,198+36.4% | $3,608+96.4% |
| Admin fee / account holder | $841 | $5,880-85.7% | $13,956-94.0% | $5,124-83.6% |