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| Provider | Service type | Compensation |
|---|---|---|
PARALLEL ADVISORS LLC9+ years Service code 26 · EIN 20-4420591 | Advisory (Participants) | $58,274 |
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 26 · EIN 34-1479833 | Advisory (Participants) | $33,651 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $1,931 |
Filed as: CHARLES SCHWAB & CO.INC.AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,336 | $77,920+212.3% | $149,723+62.5% | $75,177+223.7% |
| Participation rate | 91.8% | 65.6%+26.3pp | 78.8%+13.1pp | 67.2%+24.6pp |
| Annual return | 20.72% | 31.72%-11.0pp | 134.50%-113.8pp | 160.75%-140.0pp |
| Employer contribution / active EE | $6,336 | $3,138+101.9% | $4,821+31.4% | $2,671+137.2% |
| Participant deferral / active EE | $6,245 | $3,411+83.1% | $5,682+9.9% | $4,126+51.3% |
| Admin fee / account holder | $676 | $5,951-88.6% | $13,215-94.9% | $5,651-88.0% |