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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,729 | $86,891-63.5% | $142,516-77.7% | $75,173-57.8% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.8%+23.2pp | 67.2%+32.8pp |
| Annual return | 10.27% | 23.31%-13.0pp | 19.99%-9.7pp | 160.72%-150.5pp |
| Employer contribution / active EE | $2,497 | $3,355-25.6% | $4,849-48.5% | $2,671-6.5% |
| Participant deferral / active EE | $2,933 | $4,938-40.6% | $6,280-53.3% | $4,126-28.9% |
| Admin fee / account holder | $2,245 | $7,299-69.2% | $10,008-77.6% | $5,651-60.3% |