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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,871 | $82,882-55.5% | $127,803-71.1% | $72,975-49.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 79.0%+21.0pp | 69.5%+30.5pp |
| Annual return | 4.42% | 32.20%-27.8pp | 26.14%-21.7pp | 81.01%-76.6pp |
| Employer contribution / active EE | $2,082 | $3,346-37.8% | $4,576-54.5% | $2,440-14.7% |
| Participant deferral / active EE | $2,128 | $4,791-55.6% | $6,023-64.7% | $3,608-41.0% |
| Admin fee / account holder | $1,681 | $6,487-74.1% | $9,399-82.1% | $5,124-67.2% |