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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,009 | $132,310-69.8% | $105,754-62.2% | $273,972-85.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | -1.27% | 10.08%-11.3pp | 12.25%-13.5pp | 41.46%-42.7pp |
| Employer contribution / active EE | $2,479 | $4,867-49.1% | $4,079-39.2% | $4,869-49.1% |
| Participant deferral / active EE | $3,021 | $6,233-51.5% | $5,326-43.3% | $5,287-42.9% |
| Admin fee / account holder | $6,101 | $12,036-49.3% | $8,309-26.6% | $10,133-39.8% |