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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,651 | $88,042-60.6% | $138,135-74.9% | $79,856-56.6% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.7%+21.3pp | 69.6%+30.4pp |
| Annual return | 1.25% | 20.58%-19.3pp | 20.51%-19.3pp | 31.71%-30.5pp |
| Employer contribution / active EE | $2,598 | $3,103-16.3% | $5,587-53.5% | $2,471+5.1% |
| Participant deferral / active EE | $2,347 | $4,704-50.1% | $6,431-63.5% | $3,741-37.2% |
| Admin fee / account holder | $1,529 | $7,791-80.4% | $11,856-87.1% | $5,306-71.2% |