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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.8 years Service code 15 · EIN 23-1945930 | Recordkeeping | $6,375 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,648 | $89,465-47.9% | $165,100-71.7% | $77,762-40.0% |
| Participation rate | 64.1% | 78.6%-14.6pp | 78.6%-14.5pp | 70.6%-6.5pp |
| Annual return | 15.24% | 28.86%-13.6pp | 70.21%-55.0pp | 31.27%-16.0pp |
| Employer contribution / active EE | $626 | $2,565-75.6% | $4,348-85.6% | $2,728-77.1% |
| Participant deferral / active EE | $4,010 | $4,904-18.2% | $6,035-33.6% | $4,651-13.8% |
| Admin fee / account holder | $17 | $340-95.1% | $12,696-99.9% | $433-96.1% |