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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.7 years Service code 15 · EIN 23-1945930 | Recordkeeping | $8,865 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,458 | $91,394-54.6% | $130,026-68.1% | $74,440-44.3% |
| Participation rate | 58.2% | 77.8%-19.5pp | 78.5%-20.3pp | 70.7%-12.5pp |
| Annual return | 19.64% | 23.20%-3.6pp | -137.26%+156.9pp | 34.37%-14.7pp |
| Employer contribution / active EE | $981 | $2,565-61.7% | $4,321-77.3% | $2,638-62.8% |
| Participant deferral / active EE | $3,579 | $4,721-24.2% | $5,821-38.5% | $4,529-21.0% |
| Admin fee / account holder | $25 | $284-91.3% | $10,608-99.8% | $348-92.9% |