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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.6 years Service code 15 · EIN 23-1945930 | Recordkeeping | $8,185 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,796 | $71,142-49.7% | $119,622-70.1% | $64,819-44.8% |
| Participation rate | 57.8% | 78.6%-20.8pp | 79.3%-21.5pp | 71.5%-13.7pp |
| Annual return | -17.20% | -10.01%-7.2pp | -14.98%-2.2pp | 32.84%-50.0pp |
| Employer contribution / active EE | $1,051 | $2,497-57.9% | $4,232-75.2% | $2,507-58.1% |
| Participant deferral / active EE | $4,096 | $4,490-8.8% | $5,601-26.9% | $4,311-5.0% |
| Admin fee / account holder | $23 | $162-85.6% | $10,328-99.8% | $188-87.5% |