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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,632 | $93,586-44.8% | $135,925-62.0% | $75,173-31.3% |
| Participation rate | 91.7% | 75.2%+16.5pp | 81.9%+9.8pp | 67.2%+24.5pp |
| Annual return | 13.39% | 30.90%-17.5pp | 68.25%-54.9pp | 160.65%-147.3pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,857-100.0% | $2,670-100.0% |
| Participant deferral / active EE | $2,228 | $6,405-65.2% | $7,759-71.3% | $4,126-46.0% |
| Admin fee / account holder | $609 | $6,977-91.3% | $10,764-94.3% | $5,651-89.2% |