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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,077 | $89,370-49.6% | $141,197-68.1% | $72,976-38.2% |
| Participation rate | 90.3% | 75.1%+15.2pp | 82.5%+7.8pp | 69.5%+20.8pp |
| Annual return | 17.04% | 111.88%-94.8pp | 71.41%-54.4pp | 81.02%-64.0pp |
| Employer contribution / active EE | $2,804 | $3,115-10.0% | $4,736-40.8% | $2,440+14.9% |
| Participant deferral / active EE | $4,098 | $5,419-24.4% | $6,710-38.9% | $3,608+13.6% |
| Admin fee / account holder | $1,488 | $5,957-75.0% | $10,265-85.5% | $5,124-71.0% |