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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,372 | $98,760-61.1% | $149,710-74.4% | $79,860-52.0% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.5%+11.3pp | 69.6%+24.1pp |
| Annual return | 4.97% | 27.43%-22.5pp | 276.63%-271.7pp | 31.72%-26.7pp |
| Employer contribution / active EE | $2,476 | $3,217-23.0% | $4,645-46.7% | $2,471+0.2% |
| Participant deferral / active EE | $4,048 | $5,681-28.7% | $6,842-40.8% | $3,740+8.2% |
| Admin fee / account holder | $11,828 | $6,053+95.4% | $9,309+27.1% | $5,306+122.9% |