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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,013 | $105,210-53.4% | $159,487-69.3% | $85,851-42.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.85% | 45.08%-33.2pp | 263.71%-251.9pp | 318.63%-306.8pp |
| Employer contribution / active EE | $7,514 | $3,319+126.4% | $4,831+55.5% | $2,565+192.9% |
| Participant deferral / active EE | $4,014 | $5,946-32.5% | $7,354-45.4% | $3,952+1.6% |
| Admin fee / account holder | $424 | $6,934-93.9% | $10,804-96.1% | $6,261-93.2% |