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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,157 | $80,992+237.3% | $96,534+183.0% | $75,173+263.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 19.23% | 27.05%-7.8pp | 25.88%-6.7pp | 160.72%-141.5pp |
| Employer contribution / active EE | $8,743 | $2,283+283.0% | $2,965+194.8% | $2,671+227.3% |
| Participant deferral / active EE | $7,995 | $3,929+103.5% | $4,851+64.8% | $4,126+93.8% |
| Admin fee / account holder | $5,599 | $6,717-16.6% | $8,253-32.2% | $5,651-0.9% |