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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,934 | $86,298+205.8% | $111,308+137.1% | $85,847+207.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 10.98% | 19.99%-9.0pp | 54.67%-43.7pp | 318.61%-307.6pp |
| Employer contribution / active EE | $8,734 | $2,044+327.4% | $2,732+219.7% | $2,565+240.5% |
| Participant deferral / active EE | $8,087 | $3,641+122.1% | $4,487+80.2% | $3,952+104.6% |
| Admin fee / account holder | $8,861 | $8,189+8.2% | $7,965+11.2% | $6,261+41.5% |