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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,851 | $95,404+257.3% | $113,397+200.6% | $82,637+312.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.19% | 19.08%-3.9pp | 23.20%-8.0pp | 53.51%-38.3pp |
| Employer contribution / active EE | $10,860 | $2,307+370.8% | $2,977+264.8% | $2,552+325.5% |
| Participant deferral / active EE | $8,457 | $4,220+100.4% | $5,076+66.6% | $4,126+105.0% |
| Admin fee / account holder | $58,002 | $9,168+532.7% | $11,957+385.1% | $7,339+690.4% |