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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,712 | $86,919+233.3% | $102,457+182.8% | $80,911+258.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 12.85% | 18.90%-6.0pp | 29.41%-16.6pp | 35.63%-22.8pp |
| Employer contribution / active EE | $11,010 | $2,368+364.9% | $3,022+264.3% | $2,756+299.5% |
| Participant deferral / active EE | $9,081 | $4,119+120.5% | $5,054+79.7% | $4,297+111.3% |
| Admin fee / account holder | $42,617 | $8,049+429.5% | $9,451+350.9% | $6,935+514.5% |