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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,701 | $109,967-60.3% | $97,197-55.0% | $145,877-70.0% |
| Participation rate | 69.2% | 76.0%-6.7pp | 72.7%-3.5pp | 80.3%-11.1pp |
| Annual return | 13.70% | 244.27%-230.6pp | 75.47%-61.8pp | 551.28%-537.6pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,738 | $4,676+22.7% | $4,263+34.6% | $6,691-14.2% |
| Admin fee / account holder | $0 | $6,199-100.0% | $5,637-100.0% | $13,402-100.0% |