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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,701 | $110,039-60.3% | $97,260-55.1% | $145,884-70.0% |
| Participation rate | 69.2% | 75.9%-6.7pp | 72.7%-3.4pp | 80.3%-11.1pp |
| Annual return | 13.70% | 244.44%-230.7pp | 75.54%-61.8pp | 551.85%-538.2pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $5,738 | $4,674+22.8% | $4,262+34.6% | $6,690-14.2% |
| Admin fee / account holder | $0 | $6,204-100.0% | $5,640-100.0% | $13,392-100.0% |