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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,528 | $101,618-39.5% | $93,063-33.9% | $137,256-55.2% |
| Participation rate | 69.2% | 74.9%-5.7pp | 72.1%-2.9pp | 80.0%-10.7pp |
| Annual return | 16.61% | 223.95%-207.3pp | 34.15%-17.5pp | 220.34%-203.7pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,130 | $4,279+90.0% | $3,958+105.4% | $6,407+26.9% |
| Admin fee / account holder | $19 | $6,198-99.7% | $6,033-99.7% | $12,270-99.8% |