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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,547 | $105,623-92.9% | $87,502-91.4% | $273,972-97.2% |
| Participation rate | 76.9% | 78.2%-1.3pp | 73.8%+3.1pp | 83.0%-6.1pp |
| Annual return | 6.34% | 12.26%-5.9pp | 12.21%-5.9pp | 41.46%-35.1pp |
| Employer contribution / active EE | $0 | $3,141-100.0% | $2,550-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $768 | $3,601-78.7% | $3,149-75.6% | $5,287-85.5% |
| Admin fee / account holder | $1,743 | $4,781-63.6% | $4,221-58.7% | $10,133-82.8% |