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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,876 | $110,248-71.1% | $95,728-66.7% | $139,456-77.1% |
| Participation rate | 64.3% | 75.7%-11.5pp | 72.3%-8.0pp | 80.3%-16.0pp |
| Annual return | 19.45% | 27.16%-7.7pp | 28.40%-8.9pp | 373.45%-354.0pp |
| Employer contribution / active EE | $0 | $3,258-100.0% | $2,835-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,115 | $4,675-12.0% | $4,245-3.1% | $6,711-38.7% |
| Admin fee / account holder | $181 | $6,607-97.3% | $5,673-96.8% | $11,407-98.4% |