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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,534 | $154,754-40.9% | $124,206-26.3% | $138,895-34.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 16.62% | 709.28%-692.7pp | 515.27%-498.7pp | 145.39%-128.8pp |
| Employer contribution / active EE | $1,390 | $4,446-68.7% | $3,540-60.8% | $4,194-66.9% |
| Participant deferral / active EE | $3,188 | $4,621-31.0% | $3,968-19.7% | $6,396-50.2% |
| Admin fee / account holder | $2,996 | $6,690-55.2% | $5,929-49.5% | $12,562-76.2% |