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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,534 | $162,529-43.7% | $130,788-30.0% | $154,746-40.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.62% | 510.48%-493.9pp | 386.44%-369.8pp | 172.34%-155.7pp |
| Employer contribution / active EE | $1,390 | $4,447-68.8% | $3,558-60.9% | $4,379-68.3% |
| Participant deferral / active EE | $3,188 | $4,808-33.7% | $4,137-23.0% | $6,730-52.6% |
| Admin fee / account holder | $2,996 | $7,669-60.9% | $6,673-55.1% | $14,365-79.1% |