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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,534 | $234,190-60.9% | $180,320-49.2% | $198,609-53.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.5%+28.5pp | 82.4%+17.6pp |
| Annual return | 16.62% | 1057.44%-1040.8pp | 778.54%-761.9pp | 202.70%-186.1pp |
| Employer contribution / active EE | $1,390 | $5,258-73.6% | $4,108-66.2% | $5,055-72.5% |
| Participant deferral / active EE | $3,188 | $4,988-36.1% | $4,304-25.9% | $6,977-54.3% |
| Admin fee / account holder | $2,996 | $12,558-76.1% | $10,000-70.0% | $19,030-84.3% |