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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,228 | $69,383-65.1% | $101,275-76.1% | $73,497-67.0% |
| Participation rate | 92.5% | 68.4%+24.1pp | 75.8%+16.7pp | 70.7%+21.8pp |
| Annual return | 13.63% | 18.46%-4.8pp | 46.48%-32.9pp | 28.51%-14.9pp |
| Employer contribution / active EE | $927 | $2,628-64.7% | $3,660-74.7% | $2,270-59.2% |
| Participant deferral / active EE | $2,328 | $3,301-29.5% | $4,371-46.7% | $3,740-37.7% |
| Admin fee / account holder | $753 | $704+7.1% | $5,948-87.3% | $513+46.8% |