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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,563 | $58,726-75.2% | $92,240-84.2% | $62,293-76.6% |
| Participation rate | 92.6% | 68.3%+24.2pp | 76.5%+16.1pp | 69.5%+23.1pp |
| Annual return | 23.29% | 43.62%-20.3pp | 176.29%-153.0pp | 28.90%-5.6pp |
| Employer contribution / active EE | $881 | $2,392-63.2% | $3,680-76.0% | $2,042-56.8% |
| Participant deferral / active EE | $2,052 | $2,766-25.8% | $3,897-47.4% | $3,169-35.3% |
| Admin fee / account holder | $1,296 | $556+132.8% | $5,194-75.1% | $479+170.3% |