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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,971 | $56,894-77.2% | $84,753-84.7% | $62,881-79.4% |
| Participation rate | 97.5% | 68.5%+29.0pp | 76.6%+20.9pp | 69.3%+28.2pp |
| Annual return | 5.31% | 6.30%-1.0pp | 22.78%-17.5pp | 20.14%-14.8pp |
| Employer contribution / active EE | $975 | $2,400-59.4% | $3,574-72.7% | $2,281-57.2% |
| Participant deferral / active EE | $2,146 | $2,709-20.8% | $3,712-42.2% | $3,203-33.0% |
| Admin fee / account holder | $501 | $3,581-86.0% | $5,333-90.6% | $4,296-88.3% |