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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,918 | $63,114-60.5% | $92,915-73.2% | $65,186-61.8% |
| Participation rate | 89.1% | 68.8%+20.3pp | 76.0%+13.1pp | 70.2%+18.9pp |
| Annual return | 24.53% | 28.75%-4.2pp | 109.45%-84.9pp | 29.39%-4.9pp |
| Employer contribution / active EE | $1,069 | $2,571-58.4% | $3,653-70.7% | $2,177-50.9% |
| Participant deferral / active EE | $2,670 | $3,108-14.1% | $4,238-37.0% | $3,514-24.0% |
| Admin fee / account holder | $1,258 | $624+101.8% | $5,796-78.3% | $847+48.5% |