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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,761 | $84,236-24.3% | $170,435-62.6% | $70,126-9.1% |
| Participation rate | 92.5% | 70.8%+21.7pp | 83.6%+8.9pp | 69.5%+23.0pp |
| Annual return | 14.00% | 23.06%-9.1pp | 205.94%-191.9pp | 73.15%-59.1pp |
| Employer contribution / active EE | $1,564 | $3,387-53.8% | $5,432-71.2% | $2,343-33.2% |
| Participant deferral / active EE | $2,977 | $3,086-3.5% | $4,939-39.7% | $3,332-10.6% |
| Admin fee / account holder | $2,009 | $5,698-64.7% | $13,881-85.5% | $4,645-56.8% |