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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,918 | $91,198-27.7% | $178,503-63.1% | $79,856-17.5% |
| Participation rate | 90.4% | 69.2%+21.2pp | 81.9%+8.5pp | 69.6%+20.8pp |
| Annual return | 6.79% | 24.20%-17.4pp | 151.12%-144.3pp | 31.71%-24.9pp |
| Employer contribution / active EE | $1,777 | $3,257-45.4% | $5,011-64.5% | $2,471-28.1% |
| Participant deferral / active EE | $5,453 | $3,237+68.5% | $5,202+4.8% | $3,741+45.8% |
| Admin fee / account holder | $5,461 | $6,748-19.1% | $13,987-61.0% | $5,306+2.9% |