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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,393 | $77,638-26.1% | $156,551-63.3% | $62,881-8.7% |
| Participation rate | 91.7% | 71.2%+20.5pp | 84.0%+7.7pp | 69.3%+22.4pp |
| Annual return | 12.12% | 50.33%-38.2pp | 32.23%-20.1pp | 20.14%-8.0pp |
| Employer contribution / active EE | $1,751 | $3,444-49.1% | $5,501-68.2% | $2,281-23.2% |
| Participant deferral / active EE | $3,526 | $3,046+15.8% | $4,871-27.6% | $3,203+10.1% |
| Admin fee / account holder | $2,780 | $5,561-50.0% | $13,028-78.7% | $4,296-35.3% |