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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,662 | $75,962-20.1% | $154,108-60.6% | $64,173-5.5% |
| Participation rate | 81.3% | 70.4%+10.9pp | 83.0%-1.7pp | 69.6%+11.8pp |
| Annual return | -3.94% | 30.32%-34.3pp | 735.21%-739.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $1,387 | $3,350-58.6% | $5,298-73.8% | $2,381-41.8% |
| Participant deferral / active EE | $0 | $3,175-100.0% | $5,081-100.0% | $3,470-100.0% |
| Admin fee / account holder | $3,673 | $5,589-34.3% | $13,411-72.6% | $4,887-24.9% |