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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,567 | $222,882-82.2% | $182,153-78.3% | $198,609-80.1% |
| Participation rate | 63.2% | 67.8%-4.6pp | 65.7%-2.6pp | 82.4%-19.2pp |
| Annual return | 10.51% | 38.53%-28.0pp | 35.04%-24.5pp | 202.70%-192.2pp |
| Employer contribution / active EE | $1,521 | $2,741-44.5% | $2,593-41.3% | $5,055-69.9% |
| Participant deferral / active EE | $5,350 | $4,212+27.0% | $3,776+41.7% | $6,977-23.3% |
| Admin fee / account holder | $293 | $8,972-96.7% | $9,477-96.9% | $19,030-98.5% |